Protection tailored to your life, your business, and your future.

 

At Lighthouse Insurance, we provide a full range of personal and commercial insurance solutions designed to protect what matters most. Whether you're safeguarding your home, your business, or your livelihood, our team works with you to build coverage that fits your exact needs—not a one-size-fits-all policy.

 

Personal Insurance

 

Coverage built for your everyday life.

 

Your home, vehicles, and personal assets represent years of hard work. We help you protect them with comprehensive and customizable insurance solutions.

 

Products include:

• Auto Insurance – Protection for accidents, liability, and vehicle damage

• Homeowners Insurance – Coverage for your home, belongings, and liability

• Renters Insurance – Affordable protection for your personal property

• Condo Insurance – Tailored coverage for condominium owners

• Umbrella Insurance – Extra liability protection beyond standard limits

• Recreational & Powersports – Coverage for boats, motorcycles, ATVs, and more

 

Personal insurance is designed to protect individuals and families from financial losses tied to everyday risks like property damage, accidents, and liability exposure.

 

Business Insurance

 

Solutions designed to keep your business running.

 

Running a business comes with risk—but the right coverage helps you stay protected and focused on growth. We offer flexible commercial insurance solutions tailored to your operations.

 

Products include:

• Business Owners Policies (BOP) – Combined property and liability protection

• General Liability Insurance – Coverage for bodily injury and property damage claims

• Commercial Property Insurance – Protection for buildings, equipment, and inventory

• Workers’ Compensation – Coverage for employee work-related injuries

• Commercial Auto Insurance – Protection for business vehicles

• Professional Liability (E&O) – Coverage for errors, omissions, or professional advice

 

Commercial insurance helps businesses protect assets, operations, and employees from financial loss due to lawsuits, property damage, or workplace incidents.

 

Farm & Agricultural Insurance

 

Coverage that understands your operation.

 

Farming is more than a business—it’s a way of life. We provide specialized coverage designed to protect your land, equipment, and production.

 

Products include:

• Farmowners Insurance – Combined home and farm operation coverage

• Equipment & Machinery Coverage – Protection for essential farm equipment

• Crop & Livestock Protection

• Farm Liability Insurance – Coverage for injuries or damages related to farm operations

 

Specialty Coverage

 

Protection for unique risks and evolving needs.

 

Not every risk fits into a standard policy. We offer additional protection for specialized exposures.

 

Options may include:

• Umbrella Liability

• Inland Marine

• Bonds

• Cyber Liability 

 

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Why Choose Lighthouse Insurance?

 

• Local expertise

• Access to multiple carriers for competitive options

• Customized coverage for your exact situation

• Personal service before and after the sale